How to Make Money on My Phone: Top Earning Strategies

Make Money Online - Last Updated on February 21, 2024 by Jussi Hyvarinen

How to Make Money on My Phone: Your Ultimate Guide to Earning Extra Cash

Jussi Hyvärinen

I'm Jussi, with over 25 years of expertise, I help entrepreneurs navigate the online business world. My services include tailored recommendations, step-by-step tutorials, and insightful reviews to help steer your business aspirations. Please reach out if you need assistance with your online business plans or have any questions.

Welcome to the ultimate guide on how to make money on your phone! In today's fast-paced and technology-driven world, smartphones have become an essential tool for communication, entertainment, and now, for generating extra income.

This blog post is designed to educate individuals like you who are interested in making more money by using their mobile phones.

Whether you're a student, a young adult, or someone looking for flexible work options that can be done on your mobile device, this guide will provide you with countless ways to earn extra cash right at your fingertips. 

Let's dive in and explore the various opportunities available for making money on your phone to maximize your income in no time.

Mobile Apps for Earning Cash

Mobile apps are an increasingly popular way to earn cash in your spare time. With various options available, you can choose from taking surveys, watching videos, playing games, or using cashback and rewards apps. Here, we'll discuss some of the top choices in each category:

1. Taking Surveys

Online surveys

Surveys are an easy and convenient way ways to make money on your phone. You can help companies improve their products and services by answering survey questions while earning extra cash in return. Some popular survey apps include:

Survey Junkie: With millions of users, Survey Junkie is one of the most well-known survey apps. Complete surveys and earn points that can be redeemed for cash or gift cards.

Swagbucks: This versatile app allows you to earn money by taking surveys, watching videos, and shopping online. Swagbucks also offers cashback and discounts at major retailers.

Google Opinion Rewards: By answering short surveys from Google, you can earn credits that can be used for Google Play purchases or even transferred to your PayPal account.

2. Watching Videos

If you enjoy watching TV and videos, why not get paid for it? Check out these apps that reward you for watching videos on your phone:

InboxDollars: Earn cash by watching videos, playing games, and completing offers. InboxDollars pays via check, prepaid Visa, or gift cards.

AppTrailers: Watch short video trailers of new apps, movies, or TV shows, and earn points that can be redeemed for gift cards or cash via PayPal.

3. Playing Games

Playing games

For those who love gaming, several apps let you earn money by playing games on your mobile device. Some popular options include:

Mistplay: A platform for Android users that rewards you for playing and testing new mobile games together. Earn points called "units" that can be exchanged for gift cards from major retailers like Amazon and Google Play.

Bananatic: Play games, complete quests, and provide feedback to earn "bananas" that can be redeemed for game codes, Amazon gift cards, or cash via PayPal.

Testerup:  An online platform that offers opportunities for users to earn money by testing apps and websites. Users, often referred to as testers, can sign up to the Testerup platform and choose from various testing tasks. 

These tasks typically involve using an app or website, identifying bugs or usability issues, and providing feedback to the developers.

4. Cashback and Rewards Apps

Cashback and rewards apps are an excellent way to save money on your online shopping and everyday purchases. By using these apps, you can earn cash, points, or gift cards that can be used at your favorite stores. Here are a few popular choices:

Rakuten: Formerly known as Ebates, Rakuten offers cashback on purchases from over 3,500 online retailers. Users can receive their cashback via check or PayPal.

Ibotta: Save money on groceries, clothing, and more with Ibotta's cashback app. Simply select offers, shop, and upload your receipt to earn cashback. Withdraw your earnings via PayPal, Venmo, or gift cards.

Fetch Rewards: Scan your grocery receipts and earn points that can be redeemed for gift cards from popular retailers like Amazon, Target, and Walmart. Fetch Rewards makes it easy to save money on your everyday shopping.

By exploring these mobile apps, you can find the best ways to earn cash on your phone that align with your interests and preferences. Whether you prefer taking surveys, watching videos, playing games, or using cashback and rewards apps, there's something for everyone.

Sell Your Old Stuff Using Your Phone

Your phone can also be a powerful tool for decluttering your life and making money in the process. Selling your old stuff, from clothing and accessories to electronics and furniture, has never been easier with the help of mobile apps designed for online shopping and local sales. Let's take a look at some popular platforms:

1. Online Shopping and Local Sales Apps

Online shopping

These apps allow you to list your items for sale and reach a wide audience of potential buyers. Some popular options include:

eBay: A well-known online marketplace, eBay lets you sell virtually anything. With the app, you can list your items, track sales, and communicate with buyers right from your phone.

Mercari: This user-friendly app allows you to sell your unwanted items with ease. Simply take photos of your items, set a price, and ship them to the buyer once they sell. Mercari offers a prepaid shipping label, making the process hassle-free.

Facebook Marketplace: A great option for local sales, Facebook Marketplace allows you to list your items and connect with buyers in your community. You can use the Messenger feature to communicate with buyers and arrange pick-up or delivery.

2. Selling Clothes and Accessories

If you have a closet full of clothes, shoes, and accessories that you no longer wear, consider using these apps to turn your unwanted items into cash:

Poshmark: A popular platform for selling clothing, shoes, and accessories, Poshmark makes it easy to list your items and reach a large community of fashion enthusiasts.

Depop: With a focus on unique and vintage clothing, Depop is perfect for those with a creative and eclectic wardrobe. The app's social media-like interface makes it easy to showcase your items and connect with potential buyers.

ThredUP: If you prefer a more hands-off approach, ThredUP is an online consignment store that sends you a free shipping label to send in your clothes. They'll handle the listing, selling, and shipping for you, and you'll earn a percentage of the sale.

By using your phone to sell your old stuff, you can declutter your space and earn extra some money from your phone in the process. With various platforms to choose from, there's an app to suit your needs and preferences.

Earn Money by Offering Services or Completing Tasks

Your cell phone can also be a gateway to offering services or completing tasks for others, providing you with opportunities to earn money while helping others in need. From gig apps to delivering food and even mystery shopping, let's explore some options available to you:

1. Gig Apps

Gig apps connect you with people in your area who need help with various tasks, such as running errands, cleaning, or assembling furniture. Some popular gig apps include:

Gigwalk: A platform that helps connect businesses with individuals to complete tasks or gigs. Simply browse the available gigs in your area, complete the task, and get paid through the app.

TaskRabbit: Offer your services as a "Tasker" for tasks like moving, cleaning, or handyman work. Set your own rates and availability, and connect with clients through the app.

2. Delivering Food

If you have a car, bike, or even a scooter, you can earn money by delivering food with these popular apps:

Uber Eats: As an Uber Eats driver, you can deliver food from local restaurants to customers' doors. Set your own hours, and earn money on a per-delivery basis plus tips.

DoorDash: Similar to Uber Eats, DoorDash allows you to deliver food from restaurants to customers. Set your own schedule and earn a base pay plus tips for each delivery.

3. Mystery Shopping Apps

Mystery shopping apps offer you the chance to earn money by evaluating customer service and store conditions on behalf of businesses. Check out these apps:

Field Agent: Complete tasks like taking photos of products, checking prices, or evaluating customer service at local stores. Earn cash for each completed assignment, which can be withdrawn via PayPal or Dwolla.

Mobee: Become a mystery shopper by completing missions at various stores and restaurants. Earn points for each completed mission, which can be redeemed for gift cards.

By offering services or completing tasks using your phone, you can earn money while helping others and gaining valuable experience in various fields. Choose the opportunities that best fit your skills and interests to maximize your earnings.

Make Money by Taking Photos and Selling Them

If you have a knack for photography, your phone can be your ticket to earning money by taking and selling photos. With the rise of stock photography and the need for quality images by businesses and individuals alike, there's a market for your creative shots. Here are some platforms where you can sell your photos:

Selling photos

1. Stock Photo Apps

Stock photo apps allow you to upload and sell your photos to a wide audience, providing passive income as your photos sell. Some popular options include:

Foap: This user-friendly app allows you to upload your photos and sell them to individuals and businesses worldwide. You'll earn a 50% commission each time your photo is sold.

Shutterstock Contributor: As a contributor to one of the largest stock photo platforms, you can earn royalties each time Shutterstock customers download your images.

2. Selling Photos to Major Retailers

Some platforms enable you to sell your photos directly to major retailers for use in their marketing materials, providing a potentially more lucrative income stream. Check out these options:

Twenty20: This platform connects photographers with brands in need of custom photography. Earn money by selling your photos for use in advertising, social media campaigns, and more.

EyeEm: With EyeEm, you can sell your photos to brands and publishers, as well as participate in missions for a chance to win cash prizes. The app also offers a marketplace for selling your images as prints or digital downloads.

By harnessing your photography skills and using your phone to capture and sell images, you can turn your passion into a source of income. Explore these platforms and find the ones that best suit your style and goals to earn money with your photos today.

Grow Your Wealth with Investment Apps

Investing is a powerful way to grow your wealth over time, and with the help of your phone, you can manage your investments and even start investing with just a few bucks. Whether you're new to investing or a seasoned pro, these investment apps can help you manage and grow your wealth:

Investment apps

1. Commission-Free Trading and Investment Account

These apps offer commission-free trading and easy access to the stock market, making it simple for anyone to start investing:

Robinhood: With Robinhood, you can invest in stocks, ETFs, and cryptocurrencies without paying commission fees. The app's intuitive interface makes it easy for beginners and experts alike to manage their investments.

Acorns: Perfect for those just starting out, Acorns automatically invests your spare change by rounding up your purchases and investing the difference. You can also set up recurring investments and choose from a selection of diversified portfolios.

2. Micro-Investing

Micro-investing apps enable you to start investing with small amounts of money online, making it more accessible for those with limited funds:

Stash: With Stash, you can invest in fractional shares of stocks and ETFs, allowing you to start investing with as little as $5. The app also offers personalized guidance to help you build a diversified portfolio.

Betterment: As a robo advisor, Betterment creates a personalized investment plan based on your goals and risk tolerance. With automatic rebalancing and tax-efficient strategies, Betterment helps you make the most of your investments.

By leveraging the power of investment apps, you can grow your wealth and make your money work harder for you. Explore these apps and find the one that best aligns with your financial goals and preferences, and start growing your wealth on your phone today.

Turn Your Skills into Income with Freelance Apps

If you have a particular skill or expertise, your phone can be your ticket to earning money as a freelancer. From writing and graphic design to programming and tutoring, freelance apps allow you to connect with clients and provide your services on your own terms. Here are some popular platforms to help you get started:

1. Writing and Editing

If you have a way with words, consider using these three freelance writer' platforms to find writing and editing gigs:

Upwork: A well-known freelance platform, Upwork connects you with clients looking for a wide range of writing services, including blog posts, articles, copywriting, and editing.

Fiverr: Offer your writing and editing services as "gigs" on Fiverr, and set your prices and turnaround times. With a vast client base, Fiverr is a great way to build your freelance portfolio.

2. Graphic Design and Programming

For those with a flair for design or coding, these freelance platforms can help you find clients and grow your income:

Freelancer: A versatile platform for freelancers, Freelancer allows you to bid on projects in various fields, including graphic design, web development, and programming.

Toptal: If you're an expert in your field, Toptal connects you with top clients looking for high-quality freelancers in software development, design, finance, and more.

3. Language Tutoring and Teaching

If you're a language expert, consider offering your services as a first language tutor, or teacher through these platforms:

iTalki: As an iTalki tutor or teacher, you can provide one-on-one language lessons to students around the world. Set your own rates and schedule, and connect with students via the iTalki platform.

Preply: Similar to iTalki, Preply connects language tutors with students for personalized lessons. Create your profile, set your hourly rate, and start earning money by sharing your language skills with others.

By using your phone to find freelance opportunities, you can turn your skills into income and work on your own terms. Explore these platforms and discover the best options for showcasing your talents and growing your freelance business.

Learn and Earn with Educational Apps

Educational apps are an excellent option if you're looking to spend time your free time productively and make money while doing so. These apps allow you to learn new skills, participate in trivia and quiz games, and even teach others, all while earning rewards or cash. Here are some popular platforms that combine learning and earning:

1. Trivia and Quiz Apps

Test your knowledge and win cash prizes with these engaging trivia and quiz apps:

HQ Trivia: Participate in live trivia games and compete for cash prizes on this popular app. Answer a series of multiple-choice questions correctly, and you could walk away with a share of the prize money.

Swagbucks LIVE: A live trivia game show app from the creators of Swagbucks, Swagbucks LIVE allows you to compete for Swagbucks points, which can be redeemed for cash or gift cards.

2. Skill-Building Apps

Learn new skills and earn rewards with these educational apps:

Duolingo: While primarily a language-learning app, Duolingo also offers a "Duolingo Plus" subscription that allows users to earn rewards by completing lessons, quizzes, and more.

Skillshare: A platform for learning creative skills, Skillshare offers a referral program that rewards you with free months of premium access when you refer friends to sign up.

3. Teaching and Tutoring

Share your knowledge and expertise with others while earning money through teaching and tutoring apps:

Teachable: Create and sell your online courses on Teachable, and earn money for each student who enrolls in your course.

Cambly: As a Cambly tutor, you can earn money by providing English conversation practice to students worldwide. Set your own schedule and connect with students via the Cambly platform.

By using educational apps on your phone, you can expand your knowledge and earn rewards or cash in the process. Explore these platforms to find the best fit for your interests and goals, and start learning and earning today.

How to Make Money on My Phone FAQs

How much money can I make using mobile apps?

The amount of money you can make using mobile apps varies greatly depending on the app, the tasks you complete, and the time you invest.

Some apps may only provide a few bucks in extra income, while others can potentially offer more substantial earnings, especially if you have specific skills or talents. Generally, mobile apps are considered a source of extra income rather than a full-time job.

Are these apps available for both Android and iOS users?

Most of the apps mentioned in this article are available for both Android and iOS users. However, some apps may be exclusive to one platform.

Before you start using an app, check its compatibility with your device by visiting the Google Play Store or Apple App Store.

How do I get paid from these apps, and do they charge fees?

The method of payment and fees associated with each app can vary. Many apps pay users through PayPal, direct deposit to a bank account, or gift cards.

Some apps may charge fees for certain services or transactions, while others are entirely free to use. Be sure to read the terms and conditions of each app to understand their payment methods and fee structures.

Can I really make a decent amount of money selling my photos online?

Yes, it's possible to make a decent amount of money selling your photos online, particularly if they are high-quality, unique, and in demand.

While the earnings from selling photos may not be enough to replace a full-time job, they can provide a nice source of supplemental income for those with a talent for photography.

How can I ensure that I don't fall victim to scams while making money on my phone?

To avoid falling victim to scams while making money on your phone, do thorough research before using any app. Check the app's reviews, reputation, and legitimacy by reading user reviews, articles, and forums.

Stick to well-established and reputable apps, and be cautious about providing personal information. If an app promises unrealistic earnings or requires upfront payments, it's best to avoid it.


Making money on your phone has never been easier, with countless ways to earn cash, grow your wealth, and save money through various mobile apps.

Whether you're interested in taking surveys, selling photos, freelancing, or investing, an app can help you achieve your financial goals. 

Remember to research each app thoroughly, manage your expectations regarding earnings, and be cautious about providing personal information.

With the right apps and dedication, you can turn your phone into a valuable tool for earning money and maximizing your financial potential.

You may also like

Let AI Make The Perfect Business Plan For You!

✅ Takes Only: 60 SECONDS